Loan Procedure

The process typically takes 3 weeks. It can be expedited if necessary.

1. Make sure that our terms work for you. While we are more flexible than traditional lenders, our costs are significantly higher.
2. Pre Approval
   • Fill out quick online loan application
   • We will get back to you quickly with a pre-approval, or additional questions that we need answered to provide pre-approval
3. Upon Pre Approval, complete and submit the following (fax, email, or mail)
   • Fill out our Loan Application
   • Loan processing fee
   • Copy of Purchase and Sale Agreement (if a purchase transacation)
   • Documentation of asset value
   • Any other documentation that would help us make a lending decision
   • Permission to pull Credit Report
   • Copy of recent real estate tax bill (if applicable)
   • Copy of deed (if applicable)
   • Copy of recent appraisal (if applicable)
4. Upon completion of the Loan Application,an appraisal and inspection will be ordered. Usually takes a week.
5. Upon validation of value, coordinate and schedule closing after final loan approval